Some thoughts about HBD that have been brewing lately from a friend wanting to get in;

He has a hard time doing it in one go, buying up HBD on bittrex is close to impossible at a good price and takes a long time of adjusting back and forth based on Bitcoin's movements. His other option is to do it in the inner market with Hive which is also just as volatile if not more than Bitcoin.

Converting Hive into HBD is also not an option due to the 5% fee, I understand the fee is there to avoid manipulation but maybe once we get a bigger supply and more listings we can consider removing the 5% fee altogether allowing bigger investors to purchase Hive on the big exchanges and quickly be able to convert it to HBD without a fee and only based on the 3.5 day median price it currently works as.

Raising the APR now without having these options ready won't make much sense, it'd be like offering people who are already hard to reach something awesome but even if they manage to find out about it need to go through hoops to get there. The only people that can possibly do this conveniently enough right now is bot operators or people with a lot of time on their hand to manually edit buy orders according to prices, having said that most serious private investors won't.

On top of all of that we need to find more usecases for HBD. I have some things in the works but can't say much yet as it'll be experimental to begin with, but I'd love a big HBD supply as much as the next guy.