I think that " theoretically " the same things you hope to accomplish with restrictions, could be accomplished by the free market, voluntarily. The only problem is that the government created and partially subsidized corperations have a massively disproportionate amount of wealth and resources to compete with currently (walmart,amazon). I think decentralized eccommerce and people leaving the usd, could eventually correct that. I definitely don't see it happening overnight though. As far as representatives, i think block chain is the exact science of representation and could replace those people if properly implemented. Structure is definitely a necissary part of civilization. No doubt.