Train up a child in a way, that he or she should grow, so that when he or she grows they won't depart from it.
You can choose to introduce your child to money in your own time.
Depending on how you want it to be.
Let me use myself as an example, I was introduced to know money at the age of 3 but I was taught the value of money at the age of 9.
Well, while growing up, I grew up with two elderly people, one was my mother's mom and the other was my father's mom.
Let me introduce my mother's mom to you.
My grandma was a hustle, a woman with a resilient and strong-willed spirit, a businesswoman. So while I was growing up, I stayed with her from when I was a baby till I was six. Being her first female grandchild.
She loved me so much that you can't discipline me in her present.
You will have to choose between beating her or letting go but any which way, you must let go.
Cause you can't touch the apple of her eyes. When it comes to money, she lets me use it and I like it without bothering to ask me to save any. To me, she was the best grand ever. I loved her so much. I began spending money anyway, I was so extravagant that my father wasn't happy.
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My mom and my father were busy people, so I was in my grandma's hand.
At the age of six, my father decided that I would go and stay with his mom.
Who I find to be too strict and mean,
(Smile) Back then. I didn't want to have anything to do with her not even go on holiday there. Imagine going to leave with her, that was torture to me.
So I protested that I won't go and my father didn't drag with me.
Wickedness in high places, He waited till I slept and he picked me up and dropped me at his mother's house.
Let me introduce my second grandma
A woman of no-nonsense, a sophisticated and big-time entrepreneur.
If my other grand is strong-willed, this one is zealous and passionate about business and hard work.
First year of staying with her so many things changed about me from the way I sit down to the way I eat or chew food but one habit was unstoppable at that time that's my way of spending money.
Second year, I ran back to my mother's mom cause I wasn't comfortable with my father's mom.
I stayed till 1 year again and she came and begged me to come and stay with her so that she would treat me better.
Mind you, is not as if she was maltreating me but just because I wasn't allowed to spend money the way I like.
Not knowing that she has devised a means to teach me the value of money.
She has planned with my father on how to reintroduce me to money.
I came back, and I was allowed to spend money as I liked but first, they stopped letting money enter my hand, that way I couldn't buy what I wanted anymore. I was made to come to her shop after school to watch her sell.
I became broke, nobody was freeloading me with money anymore.
I had my cousin in my house then, who his parents brought for discipline too
My grandma came back one day with a savings box and gave us one each person with an instruction that the person with the highest savings from June to December would get whatever gift, he or she wanted and can also use the money to buy whatever we want.
My grandma has ignited the spirit of health competition in us.
I call it health because she was given us equal money to save.
One day we came to the shop, and we saw two small tables, with small portions of what she sold each bearing our name on it. She told us that she couldn't continue to give us free money when we didn't work.
So if we want our box to be full by December, let's start hustling.
I was nine and my cousin was eight.
That's how we started hustling to fill our box with money. Very fun-filled days
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I whose money can't last in her hand, started saving like my life depends on it, actually my life does depend on it.
After school, I will rush to grandma's shop, and start shouting for customers to come and buy from me.
I became a business mogul in no time.
As I checked my box, it was as if it was empty. I asked for more to be added to mine.
As December reached, we opened our box, I made more money than my cousin. I was so happy and my grandma kept to her word and bought what I wanted then
At age 10, with my grandma's gentle guidelines. I was able to learn how to save and the value of money. I even added more business to what I was doing for her.
I think every child should be taught the value of money at a tender age, it could be at 3,4,5, or even 6. It depends on you as a parent.
Till today am very grateful for her teaching and her resilience in not giving up on me but looking for a way to help me. Which has shaped me into the woman I am today