Financial situations are usually a big issue when it comes to tertiary education.

I can say that if you have your financial needs catered for by someone, so you don't have to worry about it, your academic performance will most likely be good.

But when you're struggling financially, it's takes a huge toll on you as a student. Emotionally, physically and every other way possible, you will struggle. Most times, people look for side gigs to help themselves financially, but this only means they would allocate the time they would have used for academics to that side gig.

The end result most times is a drastic decline in academic performance. Ultimately, you find people just looking for a way to graduate irrespective of what CGPA or grades they graduate with.