Hi dear friends.
I am an advocate of positivity. Always, I like to see the food side of every story. To hear or imbibe good words goes a long way to affect our lives. That's why I would say that for couples to have a joint account has to be based on agreement, trust and love. In a home and family where there is no trust and love, keeping a joint account may become a thorn in the lives of the couple.
In homes where the above is prevalent, what you see is progress in the marriage. Knowing that *a tree does not make a forest *Couples who pull resources together have the potency of breaking barriers and meeting the demands of life.
Generated via ideogram
I can proudly tell you that in many homes where the man thrives is through the support of their wives. This is why you would hear stuff like "Behind every successful man, there is a woman".
In our time and generation, we have heard of more problems caused by joint accounts between couples. This is the reason why I will not agree that couples should operate a joint account but instead pull resources from their different accounts to carry out a project. Though the man is supposed to be the breadwinner of the home, in our time, most women earn more than their husband and with submissiveness, they help the family financially.
However, there are many problems that have resulted from joint accounts among couples as examined below.
Unequal Contributions
Due to the fact that the income of the couple may not be equal, it is difficult to ensure equal contributions, hence, resulting in feelings of resentment. The couple may begin to have a feeling of low self-esteem. This has led many to chaos in times of disagreement turning the home to a war zone. In this case however, the couple could decide to agree on contributing equally. This is to foster equality among couples and to make them equal contributors in the joint account scheme. This particular point has torn marriages apart, sometimes, leading to divorce or separation and suspicion.
Control of The Account
After the account has been opened, the control over the account may become a problem. For the man or husband, the ego of being the head of the home and Lord over the woman may get him engrossed making him want to take charge of the account to the disagreement of the woman or wife. On the other hand, the wife may want to be in control too. This has also been a problem in marriages and the more reason why couples have decided not keep a joint account.
Communication Barrier
The model called joint account for couples led to a wide gap between the husband and his wife because in list cases the wife or husband may feel left out of the decisions made on expenses. This has also created tension in marriages.
Dear friends, some of these theories do not work for some marriages.
We can consider our acceptance of marital oaths to decide on finance or the agreement we have reached as a couple before we can venture into this.
Individual differences should be considered. This can be applied when we know the level of financial trust of our partner. When a partner is not trustworthy on financial grounds, I will suggest that they keep their monies apart and contribute to carry out a project if they deem it so.
Finance is one major cause of collapsed marriages today. Let's all endeavour to know how partners and how to tolerate them, thereby, helping our marriages to survive the storm of life.