The title of this week's contest got me really thinking and it also lead to asking two different people about their opinion on this matter.
First of all I will tell you my friends opinion and then I will also write my own opinions.
My male friend said yes to the questions with some reasons and conditions which are:
.1 If he has a reasonable wife who knows how to manage things
2 If he has more than enough money on him and has no other plans for it.
But my female friend said no to the questions with her own reasons which are:
1 It causes conflict as times goes on
2 What if the marriage stop working at some point?
To back her reasons , she gave me an example of her family member who tried it but as time goes on it caused a great conflict between the two parties.
I think the two of them are absolutely right with their answer. Joint account has advantages and disadvantages which should be considered before getting into it.
Some of which are:
Advantage
- it makes the family budget easier to handle
- it helps alot in case of emergencies
- It helps to secure the children's future
4.where there is unity and love, it can help both parent in their old age when they no longer have strength to work - If by any means one parent is no more, the other can have something to lean on
Disadvantages
it can be mishandled by one party thereby causing conflict among them
If by any means the marriage clashes , it will result to a very big issue especially if it happens in my country Nigerian where the male gender has greater power than the female gender
But then considering these pros and cons , should we or should we not have a joint account?
In my own opinions , the disadvantages isn't strong enough to stop me from planning my family's future through having a joint account .
Considering my children's future, education and general wellbeing I would gladly agree to open a joint account with my husband but then I would also have my personal account,
The joint account will be ran under mutual and legal understanding to avoid inconvenience and one of my conditions for running the joint account will be:
Whether the marriage stands or not as long as we have children, the money will be for the upkeep of our children and nothing else
In conclusion
No matter what treat the future may pose as long as the future of my children is at stake , I would open a joint account with my husband.
My mistakes and short coming nor my husband's shortcomings are not enough to punish my children.
what if along the lines our businesses Stops moving as usual,Should the childrens future be jeopardized ?
Should my insecurities or my husband's insecurities affect my children's future?
For me is an absolute no.
First image created by me on pixallab and second source from pixabay
Thanks for reading till the end, yours faithfully yummycruz1