20% is an amazing deal imo and should've drawn way more attention then it did. I'm just not sure how long we should continue to pay out this promotional cost, when its clearly still not working after a year. I believe we probably COULD continue to sustain this, I'm just not convinced we should . Given the reaction so far I'm considering just holding at 15% and reassessing in a month or two.
RE: Lowering my HBD APR vote to 15%