Okay okay, now this looks promising...

For example:

Savings - 2%
1 month - 3%
3 months - 5%
6 months - 7.5%
1 year - 12%
3 years - 20%
5 years - 25%
10 years - 30%

This is something I can sell to an audience. 12% on the first year investment is quite good.

I still think we need to address the "onboarding" issue with HIVE, meaning we all need to come together as a platform and drag people here kicking and screaming. Somehow we have to make HIVE relevant again.