yeah I think the community/ platform should try to longer use that good, really stable stablecoin and its 20 APR as lever..

to get more attention from Bitcoin swing traders
and normal savers who try to counter inflation

as you say, the 20% pretty much countered it
and HBD was VERY special about that
(show me anything else in our current world, with that consistent stability.. damn)

especially cuz it works great and we do not really have any problems this high APR coming soon (as it looks)

but my personal situation is also very crisp - very close to homelessness again
so I've used my HBD to compound a little and have some spare savings for bad events
but also planned to convert them into Hive again since quite some time (already wanted at Hive's last dump)

cuz the possibility of homelessness grows and comes closer and Hive still is easier and faster to change to BTC and to real life than HBD (sadly - which is also probably the biggest problem of HBD, too isolated, needs more pairs/ bridges/ ways to get)

soooooo I do not care so much about the APR change - wanted to convert to my HBD to Hive anyways due to my situation even long before recognizing anything would change on the HBD APR ^^

greets :)