Hello beautiful #ladiesofhive, I welcome you all to my blog and I hope you all are doing great.This week's topic by 
My parents and siblings always bless me with money and with this I spent so much, go to boutiques and buy colourful clothes that when I get home I might not really want this cloth again,some when I wear once I am already tired of it, then I have to give it out as it will just be a waste, I bought bags too and I hardly go out so what do I need these things for?
I guess I was just obsessed with having beautiful things in my closet, just a glare at it made me feel comfortable I had all what I needed but what happened to my savings? I had nothing.
1️⃣ I annually work on my home budget every January and my recent walk through of a major shopping center reminds me how our financial goals can get undermined by the temptation to spend. What are your strategies and tactics to stay on track?
Learning from my past I saw the need to prioritize what I need over what I want, I am not moved by mere seeing things, well we all love new things, but I ask myself very well, do I need this thing urgently or not. I would rather keep the money for when pressing things arises like when travelling is necessary especially during December that is for festivities and had to travel to see my folks.
I make sure I save for my health too, as strong as we can be our health can betray us anytime, no one plans to be sick or down, but it happens sometimes and money is needed to treat ourselves, so I rather save ahead instead of buying luxury things.
It is good to treat ourselves to some cravings at times so far it is convenient, I could remember early this year that I saw a friend advertising her chin chin on whatsapp and I was interested so I ordered for it and got it at the rate of #2,000(Nigerian currency), this is not too much since it is not everytime I take it and it can even be once in this year 😁.
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