Leave your child a message about your gift

• If you ever wanted to leave an essay, a picture or a video with your gift of bitcoin to a child, who won't be able to spend it for 18 years, this is the project for you!
• Earlybird crypto offers not only the ability for you to leave bitcoin to children, but a message from you as well.
• COOL !
  

• Imagine leaving a video explaining why you gave the child bitcoin, which they can watch when they are old enough to understand.
• Then imagine it's 18 years later and the bitcoin you left them is worth a million dollars.

This can happen with EarlyBird Crypto.

Early Bird Crypto

• EarlyBird Child investing program, a platform designed to help parents, family, and friends collectively invest in a child's financial future. It's built around the concept of a custodial investment account, specifically a UGMA (Uniform Gifts to Minors Act) account.

Custodial Account:

#Custodial Account: An adult (typically a parent) manages the account on behalf of the child until the child reaches the age of majority (18 or 21, depending on the state). At that point, the child gains full control of the funds.

• #Flexible Use of Funds:
  Unlike 529 plans which are strictly for educational expenses, funds in an EarlyBird UGMA account can be used by the child for any purpose once they gain control – whether it's for college, a down payment on a home, starting a business, or traveling.
• #Five Portfolios created by experts:
  EarlyBird partners with financial institutions like BlackRock to offer professionally managed portfolios. Users can choose from different risk profiles (e.g., "High Growth," "Growth") that typically invest in ETFs (Exchange Traded Funds) covering stocks and bonds. You can also customize by adding up to two additional ETFs.
• #Family Gifting:
  A significant feature is the ability for family and friends to easily contribute to the child's account. This can be done through gifts for birthdays, holidays, or other milestones, making it a "collective investing" platform.
• #Digital Memory Keeping: EarlyBird also functions as a digital time capsule. Users can upload photos, videos, and messages alongside financial contributions, creating a legacy for the child to look back on.
• #Tax Advantages: While not as extensive as 529 plans, UGMA accounts can offer some tax benefits. Earnings may be partially tax-free, and additional gains can be taxed at the child's lower tax rate.
• #Fees: EarlyBird operates on a subscription model, with either a monthly or annual fee. They state there are no extra fees for investing beyond the subscription.

News

• May 2025, EarlyBird has been acquired by Acorns, a financial wellness app. This means existing EarlyBird customers will eventually transition to Acorns users, though specific integration details are still being worked out.

Can you invest in Bitcoin through this account?

• Yes, EarlyBird does offer the ability to invest in Bitcoin and Ethereum.
  = EarlyBird launched "EarlyBird Crypto" to allow parents to include digital assets in their child's portfolio. They partnered with Gemini (a cryptocurrency exchange and custodian) to provide the custody and security for these crypto holdings.

• While the broader investment portfolios consist of traditional assets like stocks and bonds, EarlyBird also provides options to allocate a portion of the investment to Bitcoin (BTC) and Ethereum (ETH).

• They emphasize the long-term potential of these assets for the next generation, while also acknowledging their volatility. They also provide educational resources about cryptocurrency.

• It's important to remember that all investments, including cryptocurrencies, carry risk, and their value can fluctuate significantly.

Last Words

• So one day you may be sitting around explaining to your grand children how you made each of them a millionaire...and they will actually listen...

• EarlyBird launched "EarlyBird Crypto" specifically to allow parents to include these digital assets in their child's investment portfolio. They've partnered with Gemini, a well-known cryptocurrency exchange and custodian, to ensure the secure holding and management of these crypto investments.

• While EarlyBird's primary investment portfolios consist of traditional assets like stocks and bonds, they offer the option to allocate a portion of your investment to Bitcoin (BTC) and Ethereum (ETH).

• EarlyBird highlights the long-term potential of these cryptocurrencies for the next generation, acknowledging that they are still relatively new and can be quite volatile.

• To help parents understand this evolving asset class, EarlyBird also provides educational resources about cryptocurrency.

• Unfortunately they are not accepting new accounts, so you will need to put your email address on a waiting list.