How many things have changed in the last few years in the world of cryptocurrencies?

In the meantime, it is much easier and more immediate to enter the markets, even to find information on ICOs and Tokens, many online sites accept crypto payments, as well as the birth of new credit cards that convert our cryptocurrencies into fiat money to pay for our purchases.
On the other hand, crypto currencies were born with the aim of simplifying our life and helping us achieve our financial freedom.

When bitcoin went from around $ 900 to around $ 20,000 in 2017, reaching an increase of 2,100%, data from coindesk, not only cryptocurrency enthusiasts and supporters have begun to dream of finding their own financial freedom, but there was a real collective madness of all those who believed they were getting rich by speculating in the crypto markets.
And someone has lost a lot.

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But in addition to trading, the future of crypto currencies is linked to their diffusion and their ability to be spent especially in daily life.
Today there are many internet sites that sell millions of items that can be paid for with our crypto currencies, such as Spendabit.co.

With Gyft.com it is possible to buy gift cards for various shops by paying with bitcoins.

But we go beyond the purchases of goods online, because for some months it has been possible to pay with over 30 cryptos for our holidays, through the Expedia Hotel and Accommodation Platform which has partnered with Travala, currently the most important platform for bookings of flights and hotels around the world to accept crypto payments, in addition it also has its own token, AVA, which allows holders to obtain discounts and other benefits.

However, the list is getting longer day by day and more and more merchants in every part of the world and not only e-commerce sites, accept payments other than the usual fiat currency.
The latest generation cards I mentioned above clearly have great success, that is the cards of the Visa and Mastercard circuit accepted all over the world, through which it is possible to spend our crypto currencies daily.
There are a lot of them now, but they are mainly divided into 2 types:
conversion for use, that is, those that convert Bitcoins into FIAT currency when a purchase is made and direct conversion, that is, that convert Bitcoins when they are deposited on the card.

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The most popular in recent times is certainly the Visa card from crypto.com, in addition to being a payment platform it is also a cryptocurrency: the MCO.
It offers 5 types of cards that have different levels of availability according to your needs, from the free one that allows you to receive a 1% cashback on purchases and the Obsidian Black card for which a 5% is expected but you need to buy 50,000 MCO.
In addition, the platform offers many other services such as cryptocurrency lending and earning up to 18% on cryptocurrency deposits.

Other very popular cards used to make purchases in crypto are that of Coinbase, Bitpay, Wirex, Cryptopay. But the list is longer and the choice depends on your needs.

If I think about a few years ago, I remember the big headlines that in 2018 screamed at the big bubble that would burst shortly thereafter, people such as Paul Krugman likes, Jamie Dimon and Warren Buffett have Bitcoin often described as a "bubble", it was the period in which philosophical comparisons were made between Bitcoin and the tulip bubble of the seventeenth century that caused the first major financial crisis.
It is true that the rise of bitcoin to nearly $ 20,000 in December 2017 which set the exchanges on fire during that time, then in subsequent years, with the price of bitcoin falling to around $ 4000, generated a lot of confusion and a great fear that it was indeed a speculative bubble.

But looking at the development of cryptocurrency markets and the recovery and settlement of bitcon today, this fear is further and further away.
Furthermore, it must be remembered that the crypto currency market has always lived according to its own rules, completely different from those of the stock markets.
In times of uncertainty, like today at the time of Covid, the crypto become for many a rock in the sea to retreat to protect their portfolio.

However, given the speed in which everyday life is subject to change, it is difficult to make too long-term forecasts, the only thing that seems certain is the lack of confidence of investors especially in times of crisis in traditional systems that are increasingly obsolete.