Yup. Only invest what you can afford to lose. For me I sold a car to get my stake here (it was a fun hobby car so went from one hobby to another). I'll look into that #ONEUP tag as I haven't looked at before.

If you just got your first SPT payout might be worth looking into this revenue stream.
SPT-->Hive-->HBD-->HBD Savings. The HBD is hive pegged to USD. HBD is like 10% interest on your USD :)

Or use SPT--> Hive --> Power up the HIVE and now your votes will get you SPT when you upvote :)

Or of course SPT--> DEC--> SPS airdrop.

I love the endless possibilities myself :)