We might actually get some innovation back! I started working at Apple right at the end of the Steve era going into the Tim era. Tim was too worried about pleasing bankers and shareholders and ruined the spirit of Apple. ApplePay was the end for me, lol. Steve would have used a blockchain instead of scam banks and I kept saying that in the pilot program and got told to hush pretty much, lol. That was when I started looking for my exit.