In my previous post, I talked about salary and some people have a salary mentality, and what these do to them is limit their thinking, and no matter the amount of money they can be earning they don’t have savings, they are always holding on to how wishes like a salary increase. This is why people with a salary mentality find it difficult to invest because they don’t always have enough money and instead of investing, they are waiting for a salary raise before starting to invest.
On the other side of salary mentality, I have also seen people with an investment mentality. I know this may sound strange, but some people have this kind of mentality and all they want is to invest their money. The funniest part about these people with this might not be earning as much as people who are earning salary but they have better investments than people with salary. And this is because they are not waiting to have a lot of money before investing, They are just doing it as it comes.
Waiting till there is money
The difference between salary, mentality, and investment mentality is that people with investment mentality don't wait till they have money, they do with the small money that they have and watch their money grow. People with a salary mentality always wait for the company to raise the salary and that is when  they can invest but the thing is before the company increases your salary you might have already increased your expenses, which makes it difficult to take out some money and invest in something. Most people who have a salary mentality normally borrow money before they receive their salary and this isn’t because they’re not collecting a good salary, it is because they have increased their expenses to equal their salary.
Another major difference between an investment mentality and a salary mentality is that people with an investment mentality always look out for opportunities, and this includes how they can manage their money and grow it because people with a salary mentality always complain. They are not looking for opportunities and even when the opportunities show up they are not always ready to take them. This is because they always believe that there is enough money with them to start investing that’s why they settle for managing their expenses and not building the portfolio.
You must change
Sometimes what we need is just a change of mentality, and when we have this mentality change, we realize that some of our expenses are not even important. They are not the things that we need. They are mostly things that we can do without and when we have this mentality change, we begin to cut them off and divert this money into investment. We never know how much we earn and how much we can save until we start trying. Mentality change is very important in growing our finances because this is the only way we can make changes and look out for opportunities.
Thanks for your time.