I'm hoping I won't write an epistle on this. Being literate is not proportional to being educated. Let me clarify. Literacy is more of reading and writing while education is wholesome- it affects the entire being. This is why we oftentimes call some people uneducated literates or educated illiterates.

Going to school makes you literate and getting educated somehow but being educated is totally up to an individual. We have social education, mental education, religious/spiritual education and so on.

Hence, one can be so sound with grammar, vocabularies and oral English but still dull in many areas. That's why we have academic giants who still commit social blunders so to say. Going to school or being in school opens you up to endless education if you can grab the opportunity.

This is looking like an epistle to Philemon already.
I rest my case