Hey All,
First thing first so what is this Amazon Pay ICICI Bank Credit Card all about? In brief the Amazon Pay ICICI Bank Credit card is a credit card issued by ICICI Bank in association with Amazon Pay (India) Private Limited (Amazon Pay) and Visa. And Yes this is a lifetime free credit-card with no joining fees or renewal fees. Sounds exciting and tempted to have one such card then why not lets explore the benefits that you get with this amazing credit card. At the moment they already have 5+ Million customers who is taking advantage of this card and the best part is that every time you pay with this card (all non-EMI orders) there is a flat 5% cash back that is given back every time the credit card statement is created for the month. Lets now explore the benefits for the customers who #hodl Prime Membership as opposed to those who dont #hold the membership.
Prime Membership Vs Non Prime Membership
One not need to be a prime member to avail this credit card. But as displayed from the above image the benefits difference is huge and as an example you get 5% cash back if you are a member as opposed to 3% if you are not a prime member. Additionally, there are various other benefits you can explore and take advantage of. The card’s earnings mechanism is designed to provide earnings for every purchase (excluding transactions made through the card on EMIs, purchases converted to EMI post facto, fuel spends, Amazon Business transactions made on amazon.in/business, purchase of physical and digital gold on Amazon.in) in the form of Amazon Pay Gift Cards redeemable into Amazon Pay balance associated with your amazon account. Now the main question to answer is that;
How Much Cash BACK I have earned via this Amazon Pay ICICI Bank Credit Card?
Ok to date the total cashback on the card that I have received is around Rs.11K+ which is approximately $130+ USD. Not bad at all who doesn't like the FREE money. We normally shop at Amazon frequently and paying via the Amazon Pay ICICI Bank Credit Card is going to get you a cash back so why not leverage the same. Lets now quickly summarize the benefits of using the credit card which are a s follows::
What are the key benefits of Amazon Pay ICICI Bank Credit Card?
- No joining fees or annual fees.
- No limits on earnings for this credit card.
- No expiry date for earnings.
- No minimum redemption amount and no fees on redeeming earnings.
- The structure for issuing reward points to the cardholders is listed in the above image.
Well this should be it for todays post on my experience with Amazon Pay ICICI Bank Credit Card which has already got me Rs.11K+ cash back. I plan to use the card moving forwards as well. In case this is something that excites you and you want to explore on your side then simply go to Amazon Pay ICICI Bank Credit Card page and click on Apply Now. Just follow the on-screen instructions to apply for the card it should be that simple... cheers
Have Your Say on Amazon Pay ICICI Bank Credit Card...
Are you using - Amazon Pay ICICI Bank Credit Card? How is your experience been overall? Savings Vs Expenses... Would love to hear your thoughts around it in the comment box below? Cheers
My Experience with - Amazon Pay ICICI Bank Credit Card...$130+ USD SAVINGS & Counting...
#amazon #card #creditcard #amazonpay #prime #membership
Best Regards
Image Courtesy:: amazon
PS:- None of the above is a FINANCIAL Advice. Please DYOR; Do your own research. I've have an interest in BlockChain & Cryptos and have been investing in many emerging projects..