Uncertainty is part of life, and there is no way we can eliminate it; it does not matter how much we try to do so. As uncertainty exists, life is not like a video game or a pre-planned script. Because of the uncertain situation, it can bring joy in life, but at the same time, it can bring trouble in life. When it's good, there is no issue, but when it's bad, then overcoming the situation is the real struggle. Insurance systems were created to minimize the losses of such a situation. For car businesses or even for our lives, there is insurance. Do you think it's a good thing to have insurance?
From a general perspective, insurance is a good thing, and it can help us to minimize the impact of uncertainty when it's not in our favor. Most of the insurance companies follow the same procedure. Every month we need to pay a certain amount of money to the insurance company, and if any day we face any emergency situation, it'll allow us to take the facility without considering the financial cost for which we take insurance. Suppose we buy a car and take insurance for it, for which we pay money every month. Just imagine an accident occurred and a car crashed. In that case, I don't need to pay money because the insurance company will take care of it. It is a similar policy for business, health, and life.
The policies are quite good, and they can be helpful to us in eliminating various kinds of financial crises. But I think that it is not the best decision for everyone. You must be curious to know why I am saying that it is a good thing, but it is not the best for everyone. It's because I think that it's highly dependent on the earnings of a person. In my country, most of the people live below the poverty line. They are struggling to find the money to secure the food. Do you think that it is ok to pay the money to the insurance company and keep the stomach hungry? I can support the idea in such a situation. It's like for the sake of an unknown future, we need to suffer in the present. So, at least the money for living and a normal life should be available before going for insurance. So, I believe that most of the insurance is not for the poor.
But in the case of health insurance, I think it is very important. Nobody knows when our health will collapse, and treatment is quite costly. Most of the people cannot afford the medical costs because they are very expensive, and many people die because of a lack of treatment. So I believe that even if it's a little bit difficult for the poor people to pay money every month to the insurance company, having health insurance can be helpful to them during the time of emergency, and I believe that it will be beneficial and profitable to them. If we are already facing a financial crisis, then I can ignore other types of insurance, but in the case of health insurance, I think it's very necessary. Even if we separate a little, we should try our best to have health insurance.
Till now, I haven't taken any kind of insurance from anywhere. I am very much interested in health insurance, as it's necessary, but till now I haven't found any trustworthy insurance for it; otherwise, I would go for it. I hope I will find one trustworthy very soon.
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