Hello guys ,this is my first time that I would be posting in this community and I would love to share with everyone my experience with loans app in Nigeria .
It all started when I gained admission into the university this were no longer going smoothly as planned and I was already freaking out when it was time for me to pay my school fees I called my mum but she said there is nothing she can do about it because she has already paid school fees for my siblings.
I told my freinds about my condition and one of them advised me to take a loan from an app so, I went ahead and downloaded the app on my phone I was asked to put some of details which I was scared at first but my friend told me not to worry that loan apps are trusted so I believed her .
I was given the amount that I wanted but the duration was too short for me but I kept on telling myself that before the due day I would figure out something but for now all I want to do is pay my fees and continue my studies .
I paid my fees and I started thinking of a way to pay back the loan that I have collected but still yet nothing was coming out.the loan was already due and the charges for overdue was adding up ,loan app staff started calling me even called and messaged my freinds ,I was so embarrassed and ashamed of myself that I had to download another app to pay back the previous loan I never knew that was just the beginning of my downfall.
I kept on collecting to pay back the previous ones until there was no hope for me again I had to sell my phone and settle all of them .
While I’m explaining my loan experience is because I want people to careful and mindful of some loan app and don’t take money from them if you don’t have assurance of getting money or paying them back before the due day .
Bye guys see you guys in my next vlog
Image from canva