Hive account@jjmusa2004 I agree with your point of view. Although we are intelligent and rational about financial matters, sometimes it's difficult to refuse when close friends or family members request a loan from us. Things will go smoothly if the borrower repays the exact amount and on time. However, in some cases, there are individuals who take advantage of our kindness to delay repayment or even have no intention of returning the money to us.