Governments with FIAT money and banks have failed miserably. I'm starting to see that we are going to have a multi-currency world and those are going to be crypto currencies or people money.
So, this blockchain is just a playground for a better future. It is not about THE blockchain, but about which blockchains are going to survive and succeed. HIVE is not the best one, but it has a viable product and has some community to support it. Survives not the best ones, but the ones that are actually used by people. HIVE is just a fork of STEEM. 😉
RE: How does HIVE increase in value?