I know some people who have dabbled in crypto. I know one big time holder and an early investor. Some of my friends have toyed with crypto because they're interested in the tech. But they do not fully appreciate the value proposition of Bitcoin or even Ethereum. As a result, they are going to be left behind provided that they have told me the truth about their holdings. Last time I talked to a friend of mine about crypto a year and a half ago who was one of those guys who had checked out Ethereum, he said he did not believe in the "crazy" predictions made by the s2f modelers. One guy who was not in the space at all said BTC had no intrinsic value because it did not produce a cash flow.