HIVE and HBD are the two crypto coins that support HIVE ecosystem. They surely have impact on each other and when HBD APR is decreased the price of HIVE will rise. This is becuase people will move their #HBD holdinds to #HIVE because using your HP properly will give more 16% and we have many example of that.
We are all well aware that the current APR for HBD profit is 20%, which is fantastic and much appreciated by many #hiveians. However, I doubt that witnesses will continue to use that APR for an extended period of time. They only need to keep the reward ratio balanced. According to my experience, the APR might drop as low as 16% by the end of 2023.
It's just my opinion, and I'm not certain, so please conduct your own research before discontinuing HBD or taking any other action. What happens if the interest rate on HBD is reduced? This is a great question, and I will try to answer it to the best of my ability.
There are more communities that provide more than 16% APR, such as #psyberx #helios and many more. The point of informing these communities is that they are providing you with the finest APR, which is considerably superior to putting in HBD. #hbd is currently charming, and people are drawn to it due of the 20% APR.
If you only have HP, you can go after several delegations such as 
The other delegation project is @Ecency, which gives 12% APR or perhaps more. By delegating to #ecency, you will receive liquid hive as well as ecency points, which you may use to boost and promote your post. If the point boost works for you then your APR percentage will grow above 16%, which is yet another advantage.
However, when this ratio falls, individuals will undoubtedly gravitate towards #HIVE. This will have numerous benefits, one of which is that you will receive an easy income and the other is that HIVE's value may improve, which is also a wonderful opportunity to build your wealth. I have always been opposed to putting my savings into #HBD.
This is because it does not allow you to work with that cash and instead provides an easy income. Working with #hive, on the other hand, will inspire you to be creative, and you will learn and discover new things every day. That is why I continue to stake HP with my savings since I know it will be far more useful than other stable currencies that offer a fixed dividend.
However, this is dependent on your plan and the amount of money in your wallet. If I have enough HP, I will definitely save some #HBD because it will be useful when the price of HIVE is cheap. Those with lower HP, on the other hand, must work hard to improve.
I've noticed certain accounts where the HBD is more than the HIVE. They are building HBD savings, but they do not aware that when the bull market begins, such amounts of HBD will never benefit you. However, if you have Hive, you will benefit greatly during the bull run. #hive has the potential to reach another all-time high, possibly even $2.
This is an effort on my part to make you aware of the HBD interest rate, which may be reduced in the near future. I also addressed the advantages of HIVE, which is considerably superior to HBD savings. I hope this information was instructive and useful. If you like the post, please leave a review in the comments section to help the next one be even better. Thank you for sticking with me until the end.
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