People think themselves smart when they use their credit card each time. They love the word "zero interest".
If you think you are smarter than the credit card industry who researches on you more than you do. You are stupid. You are nothing more than naive.
One of the best marketed and sold products of the 20th century is credit cards. They marketed it in a way that it's like a symbol of your wealth. Now in our society one's credit limit defines his position.
People don't care about or they really don't know how much they spent, when they pay through credit cards. You don't know how much you spent on groceries or at the gas station. You became blind. That's what also they want.
You are subscribed to a lot of things and paying for it each month only because you own a credit card.
People spend 12% to 18% more on average when they pay through credit cards.
I'm not saying you to be generous. Always spent money n purpose. Don't be influenced or manipulated by the 'zero interest' tag. They want you to buy more.
Always remember one simple fact,
" Borrowers is a slave to the lender"
It may look a little bit harsh. At the endpoint, it's a sad truth.
This affected the whole mindset of our generation. Everyone's dream and passion now end at a job with a high salary and their credit limit. They think the whole life ends there. This broad and beautiful idea called life narrowed down into a plastic card.
There is a lot to learn and experience. Don't be influenced by anyone, when defining yourselves.