There is a lot of buzz around some witnesses wanting to decrease the HBD APR from 20% to 12%. While many voice are vehement why this should be done and other why it shouldn't, us as regular users and Hive Power holders on the Hive blockchain we can always unvote the witnesses that do not represent our interest anymore. The power of democracy, the power of decentralization, the power of being a Hive Power holder on the Hive blockchain allows us to cast our witness vote to those that represent our interests the best. And when that doesn't happen or when we are disappointed by them and by their achievements on the blockchain, we can always unvote them and let us take up their rankings. And while I believe that HBD has become a pillar of the Hive economy and is a great tool for steady revenue that brings and keeps many users around, I will start by unvoting some of the witnesses that have lower HBD APR propossals.
One is way to cast your witness vote quite easy is through the PeakD interface. Simply login, land on your page and from the Menu you can select the Witnesses page. There you will have the list of Witnesses with some filters that you can apply to: Active, Disabled/Stale and Approved. This offers a simple aggregated view on the most important parameters broadcasted by the Witnesses from where one can make decisions and support one witness or the other.
While I have supported 
In the end I've got a list of Witnesses that I support which are standing by a 20% APR interest on HBD. And I am glad that 
In conclusion, while there is a lot of buzz on lowering or not the HBD APR from 20% to 12% or differently, always consider that you also have the Power to support one Witness or the other who represents your interests better. Because in the end this is the power of true decentralization and the ability for us to chose who represent us. This is the way!