If we understood usury, every bankster would be strung up on lampposts by morning. But we don't, and many "educated" people believe that interest on a loan is normal, and fine. "As long as it isn't too high".
If we understood ponzi schemes, we would comprehend how Ponzi (the original) kept it going for so long. And Bernie was able to MadeOff with all that money years after people knew it was a ponzi. The truth is that the whole monetary system is a ponzi scheme. It is how it keeps running, and how it will inevitably fail.
Manipulation is the norm in the markets. GATA showed the SEC the smoking gunS of gold market manipulation, and they did nothing about it. The NYSE knows that there are people front running other people's buy orders, and they still have done nothing about it. Manipulation is the norm, and is built into the system.
Many people think that it is just poor money management that makes people go into bankruptcy, or foreclosure and lose their house. What if you knew it was planned, and a certain amount of mortgages go into foreclosure each year, by design. And there is nothing you can do about it, except be faster than the other runners. Meaning, the other person goes into bankruptcy instead of you.
There is nothing random about the markets. What will you do when you find that the banksters caused you to lose your nestegg?
And, what is the punishment for a group of people who have stolen all the retirement accounts?
Negative Real Interest Rates
In this world of fractional reserve money creation, you cannot get ahead. If you put money in a savings account, CD or even bonds now, you are losing purchasing power every year.
It is called "Negative real interest rates". Meaning the interest paid on savings is always less than the inflation rate (the rate of money printing). All you can do to get ahead is buy risky assets that will outperform the inflation.
The banksters and central banks control the money inflation and the interest rates (It is not just the Fed adjusting the prime interest rate) To see this, the money printing is the amount the banks' money goes up (you can convert this into an interest rate) and the bank pays a portion of this to bonds, CDs and savings accounts. So, the interest rate on savings is ALWAYS less than inflation.
The banks are always winning, and the people are always losing. And just like in a casino, it looks like some people are winning, and some people are losing, but always, the house wins. (This is why the young generation cannot afford houses)
The world IS ponzi scheme
The first person gets a mortgage for a house and then they resell it, to a person who gets a mortgage for more, who sells it to person who gets a mortgage for more. Nothing of value has been added, but the bank has increased the homes' cost. The bank is getting more and more money out of a home they didn't put any value into. And so, here you see, housing is a pyramid scheme, a ponzi scheme.
The bonds and bond market are the same way. You are literally paying for paper that they print. Both before and after. They get you coming and going.
Even the dollar is a ponzi scheme. But you pay through inflation.
Probably the only reason Ponzi and Bearnie got stopped is that they weren't paying the banksters.
Giving out loans the banksters know can never be paid back.
If there is only one loan, you can easily see that it can never be paid back.
When the banksters create a loan, they create the money out of thin air. But, what they do not create is the money to pay the interest. So, if it ended there, we would find that the $100 loan, needs $105 to pay P&I, and there is only $100. The $5 to pay the interest DOES NOT EXIST.
To keep it going, the banksters are out creating more loans. And if the banksters can keep up, then it all works out. But if people stop taking out loans, or max out their credit cards, then the money starts disappearing.
Right now, we probably do not have enough actual cash to pay off the national debt. This is just paying the national debt, and not any of the other loans that are out there.
Now, knowing this, the people that go into foreclosure/bankruptcy are not bad at managing money, they were just the slowest in the race to get ever decreasing dollars. The slowest gets eaten by the system. Because there is NEVER enough money to pay the loans back.
The banksters will have to answer for every person they destroyed by their money printing ways.
The banksters have passed the buck on everything that was their fault.
Inflation = banksters. Not greedy business people looking to make more.
Bankruptcy = banksters. It was inevitable because there never was enough money to pay the loans.
Stock Market Crashes = banksters. Before each crash, the banksters tightened money, and blam.
Depressions = Banksters
Booms = Banksters
Bubbles = Banksters
It isn't luck, or random chance. It is a planned program. Planned by the central banksters.
And it is the bankster controlled schools who do not educate children about money.
It is the banksters controlled media who always say that "this happened" because of "not the banksters"
It is the banksters owned courts that keep everything looking legit, although it is all a scam/ponzi.
What is a proper punishment for a bankster?