Hello Everyone,

Welcome to Saturday Savers Club with Susie-Saver!

When will Hive account@susie-saver hit 530HP?

Hello! The Hive account@susie-saver account is sitting at just over 430HP after this week's power-up or 81% of the way towards crossing Minnow status! Last week the account was 73% of the way towards her target.

Here's the challenge: when do you think Hive account@susie-saver will reach 530HP? Will it be:
Week 30 - Saturday 24 July
Week 31 - Saturday 31 July
Week 32 - Saturday 7 August
none of the above 😁
Place your bets in the comments

^{minnow is somewhere between 531HP and 532HP, but what's two HP between savers? 😁}

Now then - this week's winners!

Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from Hive account@gillianpearce Hive account@ericburgoyne Hive account@bearmol Hive account@justclickindiva Hive account@jfang003, Hive account@riandeuk, Hive account@bashadow and Hive account@phoenixwren.

Okay, everyone who commented last week went into the WheelofNames and the winners are: Hive account@ericburgoyne and Hive account@riandeuk - yay!

- Congratulations!

Thank you for taking part in Saturday Savers Club, everyone!

What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.

More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 24%.

656 😱 EDS Miner tokens left.

Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started

^{Image by Andy M. from Pixabay Hey Chicken, how are you today? Getting any weather? 😁}

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

Penny a Day Tracker Sheet

^{Right click on the image, save it to your computer and then print it out.}

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 10 July, was 13.16p. Next week, we'll be saving 13.65p and by Saturday we'll have saved 195.88p (that's 19,588p, just compounding a penny a day)! 😁.

Each week, I'll be buying Hive for Hive account@susie-saver's account with the pennies we've saved.

Here's this week's results - 13.65p buys 44.46 Hive.
Nearly 500 Hive saved in 28 weeks (430 Hive powered up, the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 24% on EDS tokens and a little on curating and posting!

Hive account@susie-saver has powered this week's savings; she's also been voting following a curation trail, bringing her account to nearly 430HP. She's aiming for 530HP and is 81% of the way there. What's your goal?

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

• just leave a comment below if you want to join the challenge.
• follow Hive account@eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
• share this post if you think your followers might be interested.

2. The Golden Pig Tip

^{Image by 3D Animation Production Company from Pixabay}

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

Here's this week's Golden Pig Tip:

We've been talking about having a no-buy month - let's experiment this week with a make do or do without week and see how we get on. In a MDODW week (see what I did there) we aim not to take any unscheduled money out of our current account and make do with what we have already. Any big or non-routine purchases are delayed during this week (unless they're essential, of course) 😁

This is like a rehearsal for our no-buy month - we're experimenting to see how we get on and if we can do it. I was going to do it anyway this week: I have a small sum left in my current account until pay-day. I decided to see how much of that small sum I could hang on to! I know there is one scheduled payment to go out, and there will be one or two fresh produce items to buy, but I'm aiming to have two-thirds of it left by payday 😍.

What do you think Saturday Savers? Will you join me 😍

And today is always a good day to start saving - you can start on Day 1 or make up the first twenty-eight weeks to catch up with Hive account@susie-saver. Or join our 100 day savings backwards challenge (ends 31 July 2021).

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

Hive account@eddie-earner content contributed by Hive account@silverstackeruk and Hive account@shanibeer.
Today's post by Hive account@shanibeer writing as Hive account@susie-saver.

^{EDS, Hive account@eddie-earner's income token, is part of the SPinvest family including SPI (Hive account@spinvest), LBI (Hive account@lbi-token) and the Hive account@spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.}