Hello Everyone,

Welcome to Saturday Savers Club with Susie Saver.

What's been happening in your world this week? anything exciting or fun? Tell us in the comments and you may win an HBI share 😁.

While we are talking about comments we have some HBI shares to give away. Welcome done Hive account@bearmol and Hive account@gillianpearce.*

^{* transfer of HBI shares have been delayed. We will catch up soon!}

Have you seen Hive account@justclickindiva's post about the Saturday Savers Club? How about showing some love by giving the post a vote? 🙂.

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this trime next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started

^{Image by Gerd Altmann from PixabayWe're making things happen right here!}

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

You can use the sheet below to track your progress:

^{Right click on the image, save it to your computer and then print it out.}

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 23rd January, was 140p. Next week, we'll be saving 189p and by Saturday we'll have savings of 329p.

Each week, I'll be buying Hive for Hive account@susie-saver's account with the pennies we've saved.

Here's this week's results - 140p buys 10.12 Hive.

Look how quickly the account is growing! Twenty Hive in four weeks!

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

• just leave a comment below if you want to join the challenge.
• follow Hive account@eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
• share this post if you think your followers might be interested.

2. The Golden Pig Tip

^{Image by 3D Animation Production Company from Pixabay}

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

Last week's tip was to keep track of your expenses, write them down. Saturday Saver Hive account@metzli posted a great tip for doing this:

keep separate accounts for different things

Tracking your expenses when everything is in one bank acclount can be very difficult. In Hive account@metzli's tip, we learned about a keeping a separate checking (bank) account for groceries, and Hive account@metzli has another for entertainment.

This is a great idea!

We also had a question from Hive account@gillianpearce about buying crypto. So we are going to give you another Golden Pig Tip!

The Penny A Day Challenge is about compounding (adding another penny more to the amount you save each day). You can also take the total amount (66,700p) and divide it into 52 equal weekly amounts (1,288p or £12.88) and use that to build your savings. Just buy £12.88 worth of crypto each week Hive account@gillianpearce and you will soon see a big difference!

What's your favourite tip for starting to save? Leave it in the comments below for a chance to win HBI shares.

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

Hive account@eddie-earner content contributed by Hive account@silverstackeruk and Hive account@shanibeer.
Today's post by Hive account@shanibeer writing as Hive account@susie-saver.

^{EDS, Hive account@eddie-earner's income token, is part of the SPinvest family including SPI (Hive account@spinvest), LBI (Hive account@lbi-token) and the Hive account@spinvest-leo account - a cool club in the making. Motto: Get Rich Slowly}