Hello Everyone,
Another new saver on the chart this week, taking us to 45 Savers! Yay! Remember to visit everyone's posts and leave a comment - and a vote if you can!
What's cheering me up right now
Here's a challenge for this week: tell us in the comments what's cheering you up right now. Leave a picture if you have one. Or you can link a post all about what's cheering you up right now. Everyone gets a chance to win an HSBI sponsored by 
Exclusive SPI Sale
We're nearly there. Start counting down ... 🤑
The exclusive SPI sale for Saturday Savers in March. There are 300 SPI put aside for Saturday Savers Club members to buy through the year. We are going to do it on a subscription basis so you can plan your purchases across the whole year. We're still finalising the details, but the minimum weekly subscription is likely to be 1.13 HIVE.
The sales is exclusive to Savers who are registered on the Savers Chart. Are you there? Are you dilly-dallying? You have two more chances (this week and next week) to get on the Chart and qualify for the sale.
February No-Buy Month
How are you getting on with the No-Buy Month? There's some good tips in the comments in last week's post. Seven Savers won an HSBI Yay! Thank you everyone for taking part.
What's a No-Buy Month All About?
If you're new to the No-Buy idea, this is a great way to review your expenses and give a boost to your savings. You can make it as big or as small as you want. Maybe you want to pick a small goal, like taking packed lunches to work everyday if you normally eat out, and then putting aside the money you save. You could try it for a day, a week or the rest of February.
No-Buy is a little bit of a misnomer, Low-Buy might be better but it doesn't have quite the same dramatic effect! 😍 What No-Buy means is that you take more notice of what you are spending and look at how you can reduce it.
You can still buy essentials - food (😜), transport, replacements and repairs. You can also set a budget for treats or things that you know you want to buy like HIVE or LEO for power-ups.
It can be an opportunity to explore new things. For example, using your local library. Our libraries here have free wifi, spaces to work, huge electonic resources of free magazines and newspapers, audio and e-books. Maybe build in a trip to the library once a week as an alternative to going shopping.
How to do a No-Buy Month
Set a budget for the No-Buy period with rules about what you can and can't buy. This will be individual to each person - you might have birthdays or celebrations or events coming up that you need to build into your allowed expenses budget.
You might have some habits that you want to change - I like walking to my local shop, but you know, I may only need a loaf of bread but I will always come out with about £30 of shopping! When I started No-Buy months, I decided to tackle that habit!
Here's an example of a budget for February:
ALLOWED EXPENSES - what you can buy
- Food - but aiming to finish up packets, tins and jars in the pantry, food in the freezer and from the garden.
- Essential toiletries and housekeeping replacements.
- Essential repairs or replacements.
- Valentine's Day treat.
- 1 coffee/meal with friends each week.
- Postage and/or carriage.
- Travel or fuel.
NO-NO-BUY - definitely do not buy these!
- No shop-bought non-essential treats.
- No books, stationary, yarn, fabric or notions.
- No "new" (ie not replacements) clothes.
- No "new" (ie not replacements) furniture, household items, telecoms.
- No seeds or plants or houseplants or cut flowers.
You can set yourself a goal of how much you'd like to save during the month - maybe 10% of household expenses.
And that's it - before you know it, it's 1 March and you've a nice little nest egg put aside (could be your SPI budget - just sayin' 😂).
If you'd like to join in, write a comment or link a post with your plans for No-Buy February! HSBI for all linked posts sponsored by
How to Join Saturday Savers Club
If you're not on the Savers Chart yet and you'd like to join Saturday Savers Club, here's the Launch post and FAQs. When you're ready, leave a comment with your primary and secondary goals on a Saturday Savers Club weekly post and I will add you to the Savers Chart the following week.
1. 365 Day Savings Challenge
It's Week 7 on our savings plan (check the weekly savings chart at the bottom of the Launch post) and we've added 3.15 HIVE to 
EDS for Comments
We had comments from 29 savers and we have two winners - 
2. Information and Resources
Saturday Savers Club | 2024 Savings Options
Saturday Savers Club | EDS Income Token | Variable and Fixed Savings Plans
Savers of the Week
Find out how this works in this post!
EDS and EDSM Queries
The quickest way to get any queries about payments resolved is to post a message in the #saturdaysavers channel of the SPinvest discord: https://discord.gg/RQZubGeeTH and tag @SSUK.
Saturday Savers Club Discord Chat
Join us for chat: https://discord.gg/RQZubGeeTH
3. Savers Chart 2024
Remember for success - Start Small, Start Today
It can be any day, and it can be any day when you've had a break and want to start again.
- the best way to build wealth is to save small amounts regularly.
If you know anyone else who is interested in saving, please do tell them about the Saturday Savers Club, we love meeting people, sharing ideas and supporting each other. You'll find all the FAQs in this post and all the information about the first year's progress in this post. Write a post to tell your friends and followers about us and drop a link in the comments below!
How's your week been? Did you hit your savings target? Tell us in the comments below!
Today's post by
Many thanks to 
EDS, 
