Last year was definitely a rough year for a lot people. A number of folks I know not only had to deal with the pandemic, but also loss of employment. Granted, my state did not have as drastic problem as some of the other states in the US, the point stands.
Many of us have long anticipated the recent rising crypto prices. You can see the greens on websites like 
For many, it's a once in a lifetime payout that could change lives. For some, it's the capital needed to prime the little engine that could. For me, the first thing I need to do is decide how much is enough and when to reallocate the gains.
Let's face it, expecting to sell at the top is not only unfeasible, but dangerous. It's better to have a target price and go from there.
Where to reallocate?
Like teaching a person how to fish, I would like to use some of the gains to learn about different types of trading. They can be traditional or crypto-related. Of course, this would be more of a side hobby unless I can manage to quit my day job. Unfortunately, I actually like my day job.
The more important thing is to diversify into other assets. Given how much USD went into the circulation this past year, this isn't a far-fetched fear. I would like to hedge against the probable higher inflation that's coming our way.
The most important thing for me, though, is to upgrade my home environment to be more self-reliant. This could range from investing in infrastructures to even odd skills. It's true to the Utahan pioneer spirit, and something many people around me are striving for. Besides, I've always wanted to be able to do things like welding or smelting.
When you can survive without "income", you are in a better spot than having only numbers in your checkbook.
Let's hop over to CoinGecko again.
It's obvious I don't need it to tell me that not all my coins seem like winners. Then again, projects such as LeoFinance did spawn from Hive. I could see LEO hitting $1 at the height of this bull cycle. That is, Hive users aren't the only buyers of the token.
Hive is now a hobby. I don't expect it to go anywhere. At these low prices, it's actually not too bad for the Engine games I spend time in. Imagine trying to spend HIVE on games when it's up to $0.50 or $1. Think about 
These are all speculations. I am most likely wrong about the LEO and HIVE prices as the year progresses.
Anyways, enjoy the ride. Take reasonable profits when you can. And be safe.