You say they never lost your money, but in reality in 2008 we all payed for them losing our money. Ofcourse it's possible you started owning assests after the 2008 crash and in fact they never lost your money. This happend before 2008 and will happen again in the future, unless we decentralise the financial market. Centralized banks can become to big to fail.
RE: BNB is Getting Interesting