If you want to play the Hive Game like a Professional with no money to start, then this blog is for you. You have to understand that most people fail at sticking to their plan as 
Formula
When In A Bull, Do This:
- Try to Post daily
- Comment daily
- Don't touch your HP rewards (100% Curation + 50% Author). Just don't, trust me!
- Put all your HBD (or Liquid) rewards into HBD Savings and earn 20% or whatever APR. Free money xD
- Compound your HBD savings and Don't touch them until the bear run
Next Comes The Bear, Do This:
- Post Daily. In fact post a little more and try different things. You never know what would hit the trending page since there's a lot less competition
- Comment Daily
- Never ever touch your HP rewards (100% Curation + 50% Author) during the bear
- Use all your HBD (or Liquid rewards) to buy HIVE and power up
- Use a small percentage of your HBD savings (Saved during the bull) to pay your bills
- Use the rest of the HBD Savings to buy Hive at a cheaper price and 2x,3x or 4x your stake
In The Next Bull Run, You Have Leverage:
- Your HIVE (read Hive Power) will have much more value since you bought it for cheap
- You can keep it as it is to increase your influence
- Or you can use a portion to buy HBD and put it into savings to buy a big chunk of Hive during the next bear.
- Or you can spend some of it and do any of the above two with the rest
The idea is to keep growing your HIVE stake and spend your earnings lesser on other stuff. I only spend my Hive during the bull to invest in another crypto project (only if I have to) or invest in my growth (Tools, Courses & Books). And I always buy more $HIVE during the bear. Education over Entertainment is my mantra! Do this for 5 years mates with some level of frugality and you will definitely retire with immense personal growth! Even if you keep changing the percentages of your spend and reinvestment, it won't matter much. Unless your spending has gone beyond 50% of your earnings. 🙃
Conclusion
I know for most people this formula/plan won't work. Only because they will not be able to follow this step by step. Even I have a really hard time doing so. It's life, unexpected shit happens all the time. But honestly, all it comes down to your habit when it comes to investment. It's not about how much money you have to invest. Now go, play the game!