You should really check out FTX. The guy who runs it is super friendly, Sam Bankman-Fried (SBF on Twitter). Zero-fee withdrawals (!!) Yes, when withdrawing to your own btc wallet they pay the transaction fees, so even when you want to withdraw from Binance, it would make sense to first send to FTX (with a coin that has low fee withdrawal fee on nance to FTX, then to the wallet of your choice)

But what I like best is the fact that on FTX, you can lend your assets to the exchange. (so you lock up BTC or USDC) and you get an interest rate paid out every hour, depends on how much other users are borrowing from FTX. (In fact, when traders go leveraged long or short, they borrow from the exchange, while their positions are open). So in short, you get to be the house while other degens go aping.