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Virtual credit card is a digital version of a physical credit card. It comes with
temporary card number, expiration date, and CVV, generated specifically for a single transaction or a short duration. It is advance in
Digital transactions, it is becoming increasingly prevalent, After credit card, Virtual credit cards(VCC) provide a advancement to the digital world, offering robust, more convenient, more safety and security features and for online shoppers.
In a world where online security is paramount, virtual credit cards stand as a beacon of innovation, providing users with a secure and flexible means of transacting in the digital realm.
How to get your Virtual Credit card(VCC)
To get a virtual credit card, you must first have a regular credit card or have an account in a bank which provides virtual credit cards. Many credits cards provides virtual credit cards to it customers but services of different VCC may vary. Better to know all details while getting your virtual credit card, you can easily apply for it by Bank online service portals and using your mobile banking.
Temporary Card Number
Once your virtual credit card is generated, it comes with the unique number, CVV and expiry date as a physical credit card. However, this number is temporary and typically valid for a single transaction or a limited period, usually 24 to 48 hours which is amazing features,So it prevents your credit card from being hacked.
While doing the transaction, enter your virtual credit card number in the details and not the regular credit card number, the specific amount will be deducted from the credit card linked with your bank account.
Benefits of VCC
The most Amazing features of temporary numbers of the VCC cards which provides more safety and security, reduced the risk of fraud,Even VCC limits the risk of unauthorised access to your main credit card account. Another fabulous feature of VCC is that you can set the limit of no. of transaction which can help you to control over spending, prevent your extra charge for shopping. And lastly you don't have to carry your physical credit card while going for shopping, Now shopping lover can go at any time for shopping with VCC.
Drawback of VCC
Virtual Credit Card is primarily for online transaction but it cannot be accessible during on store shopping, you can use your VCC only use it only for online transaction. For every new transaction you have change the details of VCC numbers, CVV and expiry dates and lastly all the merchant Do not accept the VCC for transaction even which can limit your shopping online.
As I earlier said i have credit card but i do not use it unnecessary expenses, I use credit cards for some necessary shopping even when there is offer and deals are available. As 'm not at all interested in credit card one of reason may be is security reason, but now i will apply for VCC for sure, as it is totally secure and secondly i Don't have to carry the physical credit card, now it is easy to use at anywhere.
Do you have Virtual Credit Card ??
