HBD Interest Payouts for January 2022

Another month has gone by. This new year is moving fast. It is time to take a look at the HBD interest payouts fo the month of January in 2022. January has definitely wasn't the most stable in crypto markets. In such times we may want to consider stable coins like HBD. HBD annual interest is still at 12%. Normally, the more people choose to take advantage of this stable income the higher are the total interest payouts. Let's first look at the numbers from the previous months and then we will take a look at how these numbers changed in January.

In March total interest payout was 10,429 HBD to 6415 accounts.
In April - 12,208 HBD paid to 7106 accounts.
In May - 16,574 HBD paid to 7250 accounts.
In June - 36,883 HBD paid to 7167 accounts.
In July - 1,696 HBD paid to 682 accounts.
In August - 5,646 HBD paid to 1062 accounts.
In September - 2,570 HBD paid to 1129 accounts.
In October - 4,914 HBD paid to 1239 accounts.
In November - 10,931 HBD was paid to 1482 accounts.
In December - 19,004 HBD was paid to 1655 accounts.

As you can see both the total amount paid and number accounts taking advantage of 12% APR has been increasing month over month. Now, in January the total interest paid increased a little bit, and was 19,740 HBD. But the number accounts receiving these interest payments saw a decent increase to 1843 accounts.

From the list below we can see there are a lot of smaller payments and these payments are higher than previous months. In the previous month, the 150th recipient only got 6 HBD, this time 150th account is getting more than 10 HBD. This might be because more smaller wallets taking advantage of HBD APR and/or more accounts compounding their earnings.

It was also great to see HBD holding the peg, especially during one of the most volatiles times in the market that we saw in January. I had some HBD in savings for a couple of weeks, but didn't receive in interest payment. That makes me think the interest is paid if funds are held in the savings for the full months? Not sure. Let me know if you know the answer.