Agencies have a lot of overhead. We already had some offer their services at a monthly price that would make your head spin. They also require someone from Hive to decide on the information and feed it to them. If an agency takes let's say 10k a month and we sign with no guaranteed results, then what?

What we really need is a Google Ads campaign. Someone who knows how to set up Google Ads needs to do that and manage it. That's already been priced out and would come in at about the same price as the agency monthly.

Regarding payments to the agency or to a campaign in general, this must be done by a business. Its a matter of personal risk. The reason is taxes. If a private individual like yourself takes HBD, sells it, places it in their bank account and then pays an agency it will trigger authorities in whatever country you live in. If you have a corporation that already handles large sums and has an accounting team then that's best. It's not to say that a private individual like yourself can't manage a campaign or get paid from one, but not the conversion and transfer of money.