Hello everyone and welcome back. I'm sharing you my weekly Saturday Savers Club progress report for Week 38.
I'm still going strong in the Wellbeing Club hosted by over in the Natural Medicine Community. Feeling well in body and spirit helps me focus on my investment research and saving strategies for my finances.
My Saturday Savers Club News:
20-week Autumn Savings Challenge
It's now Week 6 of my regular participation in the Club's Autumn Savings Challenge. I'm halfway toward my target of saving $100 by November. Adding 3.22 Hive and HBD to my savings this week ensures my account is continuing to grow. As of today, my balances are: [314.160 Hive] and [175.104]. If you'd like to participate, check out 's and
's post below for more details.
September NO-BUY Month
Now in my 18th day of the NO-BUY month. I published my mid-month update a few days ago. My goal was to save 40% of my monthly expenses. I decided the easiest way to reach that goal was to reduce my Entertainment expenses that total 15% of my monthly budget. That equates to roughly $450 month. That's a lot to spend on entertainment. To date, I have saved 50% of that amount. I have not dined out nor picked up take-out foods since Sept. 1.
I plan to use my 1 dine-in I allowed this month for a dinner next week. It will certainly be enjoyable, and I look forward to it.
- September NO-BUY Month [SPI GIVE-A-WAY]
Every week during our September NO-BUY month, SPI is available as a a Give-A-Way!
For Week 1, I won the SPI Prize for my participation with my Curry Chicken Salad entry prepared entirely from foods I had on hand.
For Week 2: I left tips for low-cost or no-cost leisure activities for the entire family. You can check out my comments here for which I won the SPI giveaway. Also, congratulations to,
and
for the winning tips.
For Week 3: This week, to win in the SPI Give-A-Way,
would like for us to share what other activities we can enjoy to steer our thoughts away from the temptation of shopping. This includes online was well.
Wednesday Wellbeing Club
To date, I've visited three communities in the hopes of spreading the word about this wonderful program. You can heck out 's Wellbeing Club post over in the Natural Medicine Community each Wednesday. Here's her latest post from this past Wednesday: Wednesday Wellbeing Club | 11 August - 24 November | Week 5: Wednesday 15 September 2021. Anyone who desires to participate is welcome.
EDS Miner (EDSM) tokens
Only 618 Tokens remain. I purchased on discount 5 additional tokens on discount at 9 Hive today. Remember, advises that EDS tokens are a low-risk income token that generates guaranteed earnings of 12% annually. The only way to obtain EDS tokens is to mine them through EDS Miner tokens. EDS pays out every Monday evening with an awesome interest rate. Last week it was 23%.
Other Club News
In our Golden Pig Tip for the September NO-BUY month, provides some great tips on how to keep on track this month by allowing for some fun items in your budget. Also, she's giving us something else to focus on instead of shopping. Read how to replace the temptations of shopping to keep us focused on our goals. Check this out and other news in this Week 38 Saturday Savers Club post by
and
: Saturday Savers Club with @susie-saver | Week 38 - Saturday 18 September 2021 | Week 6 - Autumn Challenge - Save $100! | SPI Giveaway for September NO-BUY month | Win EDS Tokens for Comments! Everyone Welcome.
My Saturday Savers Club Report for Week 38:
PLEASE NOTE:
| DAY | Amount Hive Saved | Hive Balance | Amount HBD Saved | HBD Balance |
|---|---|---|---|---|
| Autumn Savings Challenge | ||||
| Week No. | Beg. Balance | 301.790 | Beg. Balance | 101.932 |
| Week 1: (8/14/21) | +1.05 | 302.960 | +1.05 | 102.982 |
| Week 2: (8/21/21) | +1.26 | 304.220 | +1.26 | 104.242 |
| Week 3 (8/28/21) | 60 Addt'l HBD | 164.242 | ||
| +1.75 | 305.970 | +1.75 | 165.992 | |
| 0.921 HBD | 166.914 | |||
| Week 4 (9/4/21) | +2.24 | 308.210 | +2.24 | 169.154 |
| Week 5 (9/11/21) | +2.73 | 310.940 | +2.73 | 171.884 |
| Week 6 (9/18/21) | +3.22 | 314.160 | +3.22 | 175.104 |
In the Autumn Savings Challenge, the amounts below are now what I will save weekly.
| Week No. | Amount | Week No. | Amount |
|---|---|---|---|
| Week 1 | 1.05 🤑 | Week 11 | 5.67 |
| Week 2 | 1.26 🤑 | Week 12 | 6.16 |
| Week 3 | 1.75 🤑 | Week 13 | 6.65 |
| Week 4 | 2.24 🤑 | Week 14 | 7.14 |
| Week 5 | 2.73 🤑 | Week 15 | 7.63 |
| Week 6 | 3.22 💪🤑 | Week 16 | 8.12 |
| Week 7 | 3.71 | Week 17 | 8.61 |
| Week 8 | 4.20 | Week 18 | 9.10 |
| Week 9 | 4.69 | Week 19 | 9.59 |
| Week 10 | 5.18 | Week 20 | 10.08 |
Thank you so much for your visit. I appreciate the time you out of your busy schedule to see my progress in the Saturday Savers Club.
Why not join in this fun initiative with either the Autumn Savings Challenge or the 365 Penny-A-Day Challenge and start saving. Tell me what your savings plan looks like. I'd like to hear about different ideas.
See you next week.
Proof of participation for Week 38 of 365-Day Challenge: 9/12/21 - 9/18/21
Proof of participation for Week 6 of Autumn Savings Challenge: Ending: 9/18/21
initiative #iamalivechallenge (Published my Week 38 Saturday Savers Club post and my Week 6 Autumn Savings Challenge post for my blog today)
Happy rest of the week everyone with whatever your endeavors.
SOURCES:
a) JustClickindiva's Footer created in Canva utilizing its free background and images used with permission from discord admins.
b) Unless otherwise noted, all photos taken by me with my (i) Samsung Galaxy 10" Tablet, (ii) Samsung Phone, & (iii) FUJI FinePix S3380 - 14 Mega Pixels Digital Camera
c) Purple Butterfly part of purchased set of Spiritual Clip Art for my Personal Use
d) All Community logos, banners, page dividers used with permission of Discord Channel admins.
e) Ladies of Hive banner used with permission of and in accordance with the admin's guidelines.
f) Saturday Savers Club logo created by me in Canva utilizing its free templates and free images from PXFuel (i) and (ii).