Its a Dapp that can be found in the app store. It is a friendly introduction to crypto. It is a geolocator, the layout is similar to AR games like PokemonGO or Ingress if you are familiar with those. The interface is like a gps system and as you move around your marker will collect points from the tiles you cross. They have some really cool features to create interaction with the users creating a gaming experience. The points earned in-game can be redeemed for XYO coins and many other prizes. I will go ahead and create a more detailed article on this dapp. I still use it and have accumulated 3k points so far over the last 3 weeks. I am a stay at home father, so I don't do much traveling, but one of the cool features is that they allow you to create a 'auto collect' button and a 'Home' feature, where if you want you can leave your app on and it will collect the tile you are on periodically. I do not leave this on indefinitely lol but its a simple way too still collect if you cant travel. At 10k points I can redeem for equivalent amount of XYO. I have 7k more to go, then I will create a follow up article on my experience of all that good transferring stuff. Thx for reading and I will reply to you here once I finish my intro article for "Coin: Always be earning"
RE: Financial Goals for 2021?? hmmm..