Jonathan Gould, who’s the Comptroller of the Currency, isn’t just quietly watching; he’s giving the thumbs-up to big names like Ripple and Crypto.com so they can chase national banking licenses. He wants payment tech companies to step right into the heart of the federal banking world.
Plus, Gould’s rolling back Biden-era rules that made banks jump through hoops before dealing with digital assets. Those “Chokepoint 2.0” restrictions? They’re gone.
For traders, this is way more than just updating paperwork. The main thing keeping big money out of crypto has always been access—getting on the Fed’s payment rails and being able to hold direct deposits. That’s been the blockade. Now, it’s coming down.