Our spending Culture often determines the speed of our financial progress/journey in life or if it will be easy for us to breakout of poverty within a reasonable or specific timing. Not everyone eventually get to be wealthy in life and this is as a result of how we treat every little money that enters our hands.
Recently I have realized how difficult it is for me to keep money without spending it. Once any fiat enters my hands and I move out of the house, everything suddenly becomes a need and in that instance I keep purchasing everything I see until the money in my hands becomes exhausted.

Usually when we are in need and under pressure to buy a thing, the one factor that keeps us away from buying such thing is money. Soon as we have some amount in jour hands it will then take some level of financial discipline to not buy those needs in our waiting list of to-buy.
Whenever I do not have money it seems like a form of calmness is experienced and my management skill is heightened. I could manage to eat my meals without meat or drink my tea without sugar.
But soon as some amount drops in my hands, some hyperactivity and over excitement sets in, while shopping I could forget the budget and keep buying until money gets exhausted.

Have you ever shopped in a mall out of excitement and couldn't pay for all you bought because of some excitement that made you pick too much, necessitating things that weren't needed in the first place. It is usually embarrassing at the pay point when you realized that you have overdone things.
By then the sellers begin to put back some items and you become calm enough to truly select what was highly needed against the others.

That is some lack of financial discipline and the nature I am trying to fight back.

One lesson I have learnt today is financial discipline. Without this and a through check on ourselves it is possible to spend beyond budget on a daily weekly and monthly basis.
These expenditure affects our savings and the possibility of saving enough money needed for different investments.

Mastering money is one key to financial discipline and liberation.
The character portrayed above is one which shows that money can have dominion over our existence to even determine where our thoughts flow.

We must be masters over our financial and be deliberate about our earnings, expenditures budgets and needs.. If I could learn to have control over the money in my hands it will be easy to do the other task of savings and investments.

Some tips I believe will help me are

• Be strict with my expenditures and set a limit to how much I will spend per time, daily or in a month.

• Keeping useful money away from where I could reach them easily.
  If keeping fiats makes me spend more, maybe everything should remain ad digital money outside my reach.

• Prioritize the needs in my budgets and have a rethink on what I consider as needs. Some of these needs can be improvised to save some money.
  And some of the things we consider as needs often fades away overtime when orders are not made for them.
  For instance I once felt like a pack of drink was a necessity for me at a time but after 24hrs without buying the drink, I realized that I have depended on water the whole time and the drink is no longer a necessity, Hence the money needed to buy this drink was saved.

Conclusion

In conclusion we have to look for stringent ways to save more and spend less, it is one of the ways we can have more to invest towards becoming financially liberated.
I am writing this blog to personally address this issue about me and I hope that these help me to cut down cost and all the extra spendings which often show up when we have the slightest amount of cash finance.