Hello Hive.

Everybody is on a quest for financial freedom and to achieve this, one or two disciplinary measures must be put in place.

Money has a language and failure to study some simple economics can be disastrous.

Okay, after learning to balance income and expenditure, investment is another course of study. And its often advisable to risk today's food in order to plan and prepare for tomorrow.

You can't eat up all your daily incomes and expect to be a millionaire tomorrow.

And truth be told, often times your needs rise to meet with your income no matter the number of promotions and extra bonuses you get at work.

So strike a balance.

list or relist your scale of preference/priorities on regular basis.

Let's say you now have a nearly perfect system where you are able to endure the discomfort of saving 70% of your income.

Investment is a form of savings as
well and its possible to find a system that will guarantee a return of your capital(savings) with some interest and additional money.
And with some setting you might achieve your financial goals with time.

Hive is one of such system that has produced millionaires and still does on a daily basis. You can invest and invest and think of a set time to have some quality returns.

Now your income, expenditure and investment are in a balanced system.

Here comes a challenge that pops up once in a while and my experience with these kind of situations hasn't been pleasant at all.

Is it proper to lend or borrow out your saving?.

This is an individual questions and the answers is up to each and everyone of us.

Having a financial goal, target and the set time you have set to attain financial freedom will certainly have some drawbacks if from time to time you visit your saving to lend to others.

Am not saying its good to be greedy with one has but am just of the opinion that its good to get settled first before you can reach out to others.

More and more individuals will plunge you with various urgent needs and you might feel guilty if you are unable to help everybody.

you can't save everybody unless you are willing to push your financial targets a little further

As much as it is good to save other individuals, this can be done with wisdom to avoid a lending that will disrupt your financial plans.