Sometimes crypto news can feel like it’s all charts, charts, and more charts. But every now and then, something pops up that feels genuinely “real world.” That’s what makes this story exciting: Gemini and Ripple are teaming up to bring XRP rewards straight into your daily spending. Whether you’re grabbing a coffee, filling up your tank, or charging your EV, this new credit card makes crypto feel less like a distant investment and more like a lifestyle tool.
Gemini, partnered with Ripple, has introduced the XRP Edition of the Gemini Credit Card—a Mastercard World Elite card issued by WebBank, now available without annual or foreign transaction fees. Cardholders receive XRP cashback rewards on everyday purchases, including 4% back (up to $300 monthly) on fuel, EV charging, and rideshares. Other categories include 3% on dining, 2% on groceries, and 1% on all other spending, with select merchants offering up to 10% back. Rewards can be claimed in XRP, Bitcoin, Ethereum, or over 50 cryptocurrencies supported on Gemini.
To enhance usability, Gemini also expanded RLUSD—Ripple’s USD stablecoin—to become an optional base currency for all spot trading pairs in the U.S., easing conversions and reducing fees.