HIVE POWER: 25000
HBD in savings: 5000

I like how you did this... :) If the price of HIVE goes up, you will easier accomplish your HBD goal... If HIVE goes lower, you will easier hit your HIVE goal... Great leveraged goals :)

For this counter-performance, other than the lack of a goal to increase my Hive holdings, I can find a few other reasons:

My reasons are similar to yours... I was also focused more on the second layer, games, and DeFi, but I did with one difference... I have "forced" myself to do regular Power Ups, using HivePUD as a motivator... Maybe you can do something similar in 2022 and that could be a game-changer ;)

Good luck with your goals! You CAN do it!

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