SOL is certainly the faster and easier chain to use currently. However, consider the upside to MATIC if the chain becomes easier to use and manage. SOL at one point was not as robust as it is today. I personally use Metamask for my MATIC hot wallet. I did have some issues using the Phantom wallet with SOL personally. I found the amount of scam crap that just lands in Phantom wallets to be quite a security risk. I currently use my Exodus wallet to interact with SOL. What wallet have you liked the most so far?
RE: Solana vs Polygon - A Developer's perspective