Thanks for inviting to interact. I was fortunate within the uncertainty and economic instability that plague society, to have extremely responsible parents in general instruction, values and financially. From which we have been able to transmit the prudent administration of resources, to this added my ability to be or consider myself self-taught to the point of somehow becoming an entrepreneur.
The work for life will depend on the country that one is in, but if the economic income for life, whether in subsidies, pensions, allowances or micro-payments in exchange for fidelity for something (political votes or domination of the status quo of who reigns at the moment), it is becoming or becoming perpetuity.
Regarding the use of my financial earnings, they are divided in this order: commitments-expenses and daily obligations, joys-pleasures-tastes of life, academic training, donations, investments (cryptographic).