I've done some jiggling with my stable coins over the past month, mainly to reduce my exposure to USDT and pick up some UST and the proportions of the stable coins I now hold look like this:
- 17% UST - the main gainer this month, I am new to Terra, it's cool so far.
- 30% USDC - almost exclusively on Polygon
- 7% USDT - mainly because of 4Belt
- 18% BUSD - Well, it's just so handy!
- 7% DAI - Mainly 4 belt again
- 3.5% HBD - Could use more
- 10% HIVE - OK I know it's not stables, but I traded some SPS recently for Hive not stables, to pool with DEC, this is 'stables in waiting'
- 7% others = LTC, BNB bits I have pooled with some of the other stables, which I see as 'stables in waiting'.
NB the 10% Hive is maybe a bit high, actually I have already traded in some of that for stables so now it's more like 7% already.
Platform Distribution
- Way too much in BSC
- Probably way too much in Polygon too.
- ETH - too little? But it's the damned fees!
- Hive - I'd be comfortable if up to 20% of my stables were actually as HBDs.
- Terra - 13% - I'd be happy for this to increase
- Rune - that's RUNE-BUSD - I'm OK with this being a small percentage for now.
Pools distribution
- Cub's 4 belt - I halved my holding here, because I don't like USDT - but NB I've actually piled into Cub-BUSD and BUSD-BNB (not shown here) more too.
- PlanetFi I kind of wish I hadn't gone into! I think I might just swap the whole lot for UST and go harder into Terra.
- Autofarm - a small amount of LTC with USDT.
- Some liquid of course! Around 10%
- Polycat is mostly USDC on AAve - 20% return ATM.
- Terra probably needs to grow
- As does HBD and some of that Hive maybe swapped out to HBD.
- ETH - Some USDC, it's been stuck there for about a year, too little to move with the fees!