Just a few days ago, while Eth Denver was taking place EIP4337 was announced which will help get Crypto much closer to the masses as their User Experience will improve quite a lot.
I agree this only affects EVM chains, and some of the features may already be implemented in accounts on other chains, but right now, the blockchains with the most active accounts are L1 and L2 EVM chains as Ethereum, Polygon, BNB Chain, etc.
In Ethereum architecture blockchains there are two types of accounts, user-owned accounts, and smart contract accounts.
Right now, a new user wanting to purchase something from Ethereum (or several other chains) has to go through this horrible process
With the new EIP4337, accounts will be able to have "added code" to implement things such as multi-sig, account recovery, swap transactions, sponsored gas transactions, and many more, basically anything which can be implemented in a smart contract.
Here's a table comparing some use cases of the new contract accounts compared to the traditional External owed accounts (EOA)
This is a huge improvement which will add security and transaction cost reduction on top of improved usability which is all we need to bring crypto to the masses.
I presume we will start seeing a bunch of new incredible wallets and services during this year.
You can read all about this proposal in this article from Jarrot Watss