Stablecoin is a guaranteed 7% loss per year due to inflation.

Personally, I mostly stay away from altcoins. I focus on fixed-supply coins like Bitcoin and Litecoin. Bitcoin is a no-brainer. Litecoin is a long-term play as its chart has shown consistently higher lows over time.

The only altcoins I have are liquid staked ETH and liquid staked CRO as I can use both as DeFi collateral and they both naturally increase over time due to stake compounding.

I have HIVE mainly because I have more control. I can earn more of it.

If I were to speculate for this bull market, it would mainly be SUI. But I expect it to crash once the bull market runs its course.

Of course, Bitcoin and Litecoin will also have a drop; but that would be the time to buy more. These I expect to hold for the long term in one wallet. In another wallet, they for spending.