Earlier, I had this conversation with our accounting staff. He asked me about the status of the MIRA token that I am currently mining. I told him that it is a matter of patience. Just like what happened to PI, now that the price of the token is down, people are back to normal, taking the token for granted. Out of 60-plus in my team, more or less 5 remain and keep clicking the lightning icon every 24 hours.
Generally, people are like that. When everything is silent, they tend to lose interest. When the noise returns, they get interested. Such a pattern keeps repeating, and that explains why the majority miss rare opportunities and lose money.
And then our talk shifted to the stock market. He is 27 now, and I challenged him that if he is really determined to retire early, he has to focus on creating passive income, and that's where the dividend-paying stocks entered our conversation.
Combining Traditional and Alternative Finance
Even though I love what we are doing here on Hive, I admit that for most of my acquaintances, it would take a huge learning curve for them to appreciate the role of cryptocurrency in global finance. In fact, for most of them, utilizing traditional tools in the existing financial system is the easiest way to introduce the alternative. They have to feel comfortable first in the acceptable system before venturing into what they consider high-risk assets. By traditional tools, I mean the stock market and the high-risk assets refer to digital assets, particularly layer one and two tokens, such as HIVE, LEO, CENT, and other Hive Engine tokens.
When I first entered the Philippine stock market, my original goal was to become a long-term investor. It took me six years to accumulate the initial capital that I thought was necessary to create a trading account. I didn't realize at that time that I didn't need a huge capital to start trading stocks.
In our conversation, I mentioned two names that I think are worthy of scrutiny for those considering investing in dividend-paying stocks: SCC and DMC.
Semirara Mining and Power Corporation (SCC)
Consunji is the name associated with these two high dividend-paying stocks. Checking PSE Edge, you can see the dividend history of these two companies.
SCC's primary product is coal. The company mines these resources in Semirara Island, Caluya, Antique. On August 18, 2014, the Philippine Securities and Exchange Commission (SEC) approved the inclusion of the word "power" in the name of the company as it expands its operation to add power generation.
As you can see in the above table, the total dividend distributed by the company this 2025 is P3.25 per common share. The current market price of the token is P28.25. If my computation is accurate, that is equivalent to a dividend yield of 11.50%. In other words, if you hold 1,000 shares, you are entitled to a dividend of P3,250.00, and that is passive income. You only need to invest P28,250.00 to receive such a yield. If you want to increase your passive income, then increase the number of shares that you own. With 10,000 shares or equivalent to P282,500 capital, your total dividend would be P32,500.00.
Of course, before buying the company's shares, you need to do your due diligence. The company is now 45 years old, and the Consunji family is an established name in Philippine business.
DMCI Holdings Incorporated (DMC)
How about DMC?
In the case of DMC, the total dividend the company distributed as of 2025 was P1.08. With a market price of P9.94, the dividend yield would be 10.86%. If you invest P99,940.00, owning 10,000 shares, you will receive an annual dividend amounting to P10,080.00.
These are the two top-paying dividend stocks in the Philippine stock market.
Additional Financial Information
| Stock Name | Total Assets | Book Value Per Share | Earning Per Share | P/E Ratio |
|---|---|---|---|---|
| SCC | 71.19B | 13.30 | 4.62 | 6.11 |
| DMC | 288.4B | 9.03 | 1.43 | 6.95 |
The above numbers are the common data considered by both traders and investors before buying company shares. These numbers show that, as far as fundamental metrics are concerned, these two companies are currently undervalued. That is not surprising, given the current negative market sentiment. The last time the PSE touched the 4,000 area was during the height of the COVID-19 pandemic in January 2020. That was a rare opportunity and a very profitable year. However, I didn't expect that the COVID variant would plunge the market into immobility for more than 7 months, which made me decide to leave the stock market and shift to cryptocurrency.
Open an Account
Of course, opening a trading account is basic before you can buy dividend-paying stocks like SCC and DMC. In my case, I find COL Financial very user-friendly. The procedure for opening an account is very easy to follow. You can explore by following the information provided in this link.