I did a survey in my neighborhood and i realized that 8 out of every 9 persons do not have money in their savings account, in fact a lot of them were in debt. A lot of people are broke not because they are not getting paid well or they receive low pay but but because they do not understand how the use of money works. They spend the money they make looking good and even better their net worth.
Money is a small aspect of our life but money is essential as it is required to sort bills, make payments, conclude on transactions and so on. In other to live properly, money is a resources and using it wrongly means live can be very discomforting for you.
At a point in my life, i saw myself as almost bankrupt because my net worth was almost zero. Everyday i see myself and i am scared because i am almost not having any money and i should not be a part of a circumstance but when i understood money and how to work it out, I started to leave the net worth zero class. In other to leave this class, you do not spend all that you earn. Spending all you earn because you have the cash makes you broke. You should not spend all the money you have, you should not buy what you cannot afford.
Never spend money on things you do not need especially when it is the money you do not have on things that are not needed. The day a person stops impressive people, they start to get freedom, so impressing people who do not care about you by buying things you cannot afford, then you are digging your financial pit.